VA LOAN

VA Loans available with 100% financing.

VA Loan amounts available up to $2 Million.

Mortgage Trust Inc. can give up to 3% lender credit to help our veterans cover closing costs and pre-paids. In many instances, the veterans get their earnest money back at closing with $0 move in. Mortgage Trust Inc. can close a VA Loan in as little as 3-4 weeks where most lenders require at least 60 days to close.

USDA LOAN

USDA offers 100% financing for eligible borrowers purchasing properties that are in a rural development approved area. Loan amounts up to $484,350. Mortgage Trust Inc. can give up to 3% lender credit towards closing costs and pre-pairs. In many instances, the buyer will get their earnest money back at closing which allows for a $0 move in.

CONVENTionAL LOAN

A conventional loan available with up to $510,400. Down payment as little as 3% for first time homebuyer. Conventional loans are available for primary residences, second homes or investment properties including single family residences, 2-4 unit properties, and beach condos.

REFINANCE

Refinance your current mortgage to get cash out for home improvement, debt consolidation, or simply reduce your interest rate and/or length of time on your current mortgage. For example, 30 year mortgage to a 15 year mortgage. Call us for details. 850.497.6767

FHA LOAN

FHA financing allows homeowners to get into a home with as little a 3.5% down. Mortgage Trust Inc. can give up to 4% lender credit to cover closing costs and prepaid so the buyer only has to have their down payment of 3.5%

JUMBO LOAN

A mortgage loan above the conventional loan limit of $510,400 Mortgage Trust Inc. offers Jumbo Loans with as low as 10% down! Jumbo loans are available for primary residences, second homes and beach condos.

Many Jumbo Loan Amounts available. Call us for details. 850.497.6767