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Services

Best Products. Best Pricing. Best Service.

The Mortgage Trust Team is able to close loans in
as little as three weeks which include VA, FHA, Conventional, Jumbo, and USDA loan products.

Services We Provide:

 

VA LOAN

Long term financing available to veterans which allows 100% financing for a loan amount up to $424,100. Mortgage Trust Inc. can give up to 4% lender credit to help our veterans cover closing costs and pre-paids. In many instances, the veterans get their earnest money back at closing with $0 move in. Mortgage Trust Inc. can close a VA Loan in as little as 3-4 weeks where most lenders require at least 60 days to close.


USDA LOAN

USDA offers 100% financing for eligible borrowers purchasing properties that are in a rural development approved area. Mortgage Trust Inc. can give up to 4% lender credit towards closing costs and pre-pairs. In many instances, the buyer will get their earnest money back at closing which allows for a $0 move in.



VA JUMBO LOAN

A veteran can still close a VA home loan to buy a jumbo property. For example, with a $500,000 home, the veteran is required to bring in 25% of the amount over and above $424,100. The difference would be $75,900. Twenty five percent is $18,975 that the veteran would have to put down. This represents a 3.795% down payment which is significantly less than a Jumbo Conventional loan.

 


CONVENTionAL LOAN

A conventional loan is a loan that conforms to Fannie Mae and Freddie Mac guidelines. Loan amounts up to $424,100 with a minimum of 5% down payment. Mortgage Trust Inc. also offers only 3% down for first time homebuyers! Conventional loans are available for primary residences, second homes or investment properties including single family residences, 2-4 unit properties, and condos.



FHA LOAN

FHA financing allows homeowners to get into a home with as little a 3.5% down. Mortgage Trust Inc. can give up to 4% lender credit to cover closing costs and prepaid so the buyer only has to have their down payment of 3.5%

 



 


JUMBO LOAN

A mortgage loan above the conventional loan limit of $424,100. Mortgage Trust Inc. offers Jumbo Loans with as 10% down! Jumbo loans are available for primary residences, second homes and condos.


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